Ask Your Financial Advisor About The Market Cycle Investment Management Methodology

"The MCIM metodology combines risk minimization, asset allocation, equity trading, investment grade value stock (IGVSI) investing, and "base income" generation in a methodology that embraces the cyclical nature of markets, interest rates, and economies. Little weight is given to the short term movement of indices and averages, or to the notion that the calendar year is the time frame within which to measure the return on investments."

Basic information, strategy descriptions, articles, etc: http://www.marketcycleinvestmentmanagement.com/

"The MCIM methodology seeks to achieve several goals: Higher lows during market down cycles; increased cash positions prior to market corrections; steady target income during corrections; timely movement to all-time market value highs; steady growth in realized base income; profits realized prior to market shifts that make them disappear."

Steps taken to lower investment risk levels include: a focus on Investment Grade Value Stocks (Google IGVSI); conservative diversification rules; income production from all securities owned; zero margin debt; and disciplined, while reasonable, profit taking targets.
 

Keep Your Program Simple

• Choose one of three basic asset allocations:: 70-30; 50-50; 30-70 with income positions either 100% in taxable CEFs or 100% in Municipal CEFs.
• 70-30 asset allocations are generally best for younger investors, or those with at least fifteen years until retirement;
• 50-50 allocations are for those who are more risk averse, of very high net worth, or within six or seven years of retirement;
• 30-70 arrangements are generally for those who are considering retirement within the next five years or so.  

Program Suggestions

• An MCIM methodology portfolio should not be started with less than $300,000 because of "round lot" and diversification disciplines within the Working Capital Model operating system. "Model Portfolio" based programs are available through a large number of financial professionals. (Click Here For Details.)
• Withdrawals must be planned for with cash reserves, and replaced as soon as possible. Commissions are not withdrawals, but any management fees you incur may be.
• As a benchmark, your total management fees should not exceed 1.2%; if your financial advisor is also taking commissions, a combined fee of less than 2% should be negotiated.
• There should be no penalty for terminating the program, but you should expect to continue with the program for at least one market cycle, or 36 months --- which ever is longer.
• Your financial professional should have direct contact with the investment manager, if he or she is not the manger.
• You must receive (and acknowledge receipt of) disclosure documentation from all parties to any management arrangement.

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